Top Credit Cards of the Year

Whether you’re looking for a way to boost your credit or are a frequent traveler, there’s a credit card out there designed to fit your lifestyle. Our editors have taken their time to research numerous credit cards from all the top issuers to create this list of the best credit cards in the market today.

Chase Freedom Unlimited

If you are looking for a cash-back card, the Chase Freedom Unlimited card is a great pick. It helps you earn 5% cashback on grocery store purchases, 3% on dining and drugstore purchases, and 1.5% on all other expenses. You also get a cashback of $200 if you spend $500 in the first three months. The best part about this credit card from Chase is that there is no annual fee.

American Express Gold Card

If you love travel and food, the American Express Gold Card is the ideal rewards card for you. Whether you prefer to spend your time cooking at home or dining out, this card lets you earn an impressive 4X points for every dollar spent in U.S. supermarkets and restaurants. What’s more, travelers can earn 3X points on flights that are booked directly with the airlines or through the Amex Travel website. Credit cardholders also receive dining credit of up to $120 every year at participating partners. While there is a $250 annual fee on this card, you can reduce it to $130 by taking advantage of the dining credit.

Chase Sapphire Prefered Card

If you want your credit card to give you a lot of value right from the start, it is a good idea to get the Chase Sapphire Preferred Card, which offers new cardholders 60,000 points if they spend $4,000 within three months of opening their account. These points alone are worth $900 toward travel, provided you make the booking via the Chase Ultimate Rewards Portal, or you get to redeem them for $600 in cash back. You may even get more value if you transfer these points to Chase’s travel partners like United Airlines and Hyatt hotels. It also offers 5X points on travel expenses when bookings are made through the Chase Travel Portal and 3X points on dining, streaming services, and online grocery purchases.